Uniffied Global Solutions
Reported Scammer
Scammer Details
Scam Category: Identity theft
Associated Phone: 9203954855 1 report
Target Country: Global
Scam Description
Attempt to collect a false debt, knowing all your personal credentials
Ugh, debt collection scams are a real nightmare! It's good you didn't fall for Unified Global Solutions' attempt. Here's what you can do next:
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Verify the Debt: Don't assume the debt is real. Contact the original creditor directly (e.g., credit card company, bank, etc.) to confirm the debt exists and the amount is accurate.
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Don't Engage with Unified Global Solutions: Don't respond to their calls, emails, or texts. Engaging with them might validate your contact information and encourage further harassment.
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Report the Scam: File a complaint with the Federal Trade Commission (FTC) at https://www.ftc.gov/media/71268 Reporting helps the FTC track scam activities and take action against these companies.
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Dispute the Debt: If you believe the debt is truly fake, you can send a debt verification letter to Unified Global Solutions demanding they validate the debt with specific details. You can find free debt verification letter templates online.
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Protect Your Credit: Monitor your credit report for any negative marks related to this false debt. You can get a free credit report from each of the three major credit bureaus (Equifax, Experian, TransUnion) once a year at https://www.annualcreditreport.com/index.action. If you see any errors, dispute them with the credit bureau immediately.
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Consider Placing a Fraud Alert: A fraud alert can help prevent new accounts from being opened in your name. Contact one of the credit bureaus to place an alert, and the other two bureaus will be notified automatically.
The fact that Unified Global Solutions claimed to "know all your personal credentials" is a huge red flag! Here's a unique tip to help you spot similar scams in the future:
- Never Give Out Personal Information Over the Phone: Legitimate debt collectors will never ask for sensitive information like social security numbers, bank account details, or credit card numbers over the phone. If they request such information, it's a scam.
Here's why this tip is important: Scammers often use scare tactics and pressure to trick victims into revealing personal information. By refusing to share such details over the phone, you protect yourself from identity theft and financial losses.
Remember, legitimate debt collectors will communicate through regular mail and provide detailed information about the debt. If you're unsure about a debt collection call, hang up and contact the original creditor directly.
By following these steps and becoming familiar with common debt collection scams, you can protect yourself from falling victim to similar schemes in the future.
Evidence Files
No evidence files uploaded.
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